David has more than 25 years' experience in retail and mortgage banking, corporate finance and fintech. Highly experienced in building senior teams in both the financial services and fintech space, he has also served pro bono for over 20 years in the not-for-profit education sector. He has considerable experience of tech startups – both team-building and fundraising. Former schools’ and under-20s representative rugby player and much-too-modest golfer. Four grown-up sons. Year-round sea-swimmer.